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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,504 | $99,921-61.5% | $85,009-54.7% | $145,959-73.6% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 12.78% | 83.89%-71.1pp | 66.47%-53.7pp | 561.95%-549.2pp |
| Employer contribution / active EE | $4,345 | $3,233+34.4% | $2,728+59.3% | $4,661-6.8% |
| Participant deferral / active EE | $5,365 | $5,293+1.4% | $4,522+18.7% | $6,689-19.8% |
| Admin fee / account holder | $2,191 | $7,252-69.8% | $6,153-64.4% | $13,398-83.6% |