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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,504 | $99,995-61.5% | $85,063-54.7% | $145,978-73.6% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 12.78% | 83.99%-71.2pp | 66.54%-53.8pp | 550.52%-537.7pp |
| Employer contribution / active EE | $4,345 | $3,231+34.5% | $2,727+59.3% | $4,662-6.8% |
| Participant deferral / active EE | $5,365 | $5,295+1.3% | $4,523+18.6% | $6,690-19.8% |
| Admin fee / account holder | $2,191 | $7,255-69.8% | $6,155-64.4% | $13,400-83.7% |