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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,977 | $208,088-38.5% | $186,193-31.3% | $154,746-17.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 16.26% | 89.97%-73.7pp | 78.03%-61.8pp | 172.34%-156.1pp |
| Employer contribution / active EE | $4,832 | $4,340+11.3% | $3,918+23.3% | $4,379+10.3% |
| Participant deferral / active EE | $10,312 | $7,078+45.7% | $6,513+58.3% | $6,730+53.2% |
| Admin fee / account holder | $8,284 | $11,698-29.2% | $11,058-25.1% | $14,365-42.3% |