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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,740 | $87,166+181.9% | $76,735+220.2% | $137,256+79.0% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 20.55% | 26.50%-5.9pp | 29.77%-9.2pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,735 | $2,904-40.3% | $2,454-29.3% | $4,156-58.3% |
| Participant deferral / active EE | $5,237 | $4,726+10.8% | $4,088+28.1% | $6,407-18.3% |
| Admin fee / account holder | $12,785 | $8,403+52.1% | $7,189+77.8% | $12,270+4.2% |