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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,152 | $88,778-69.4% | $81,844-66.8% | $145,884-81.4% |
| Participation rate | 42.9% | 75.1%-32.2pp | 72.4%-29.5pp | 80.3%-37.4pp |
| Annual return | 13.66% | 1033.03%-1019.4pp | 778.87%-765.2pp | 551.85%-538.2pp |
| Employer contribution / active EE | $1,926 | $3,087-37.6% | $2,916-34.0% | $4,662-58.7% |
| Participant deferral / active EE | $2,446 | $4,648-47.4% | $4,323-43.4% | $6,690-63.4% |
| Admin fee / account holder | $10,710 | $8,430+27.0% | $7,355+45.6% | $13,392-20.0% |