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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,241 | $29,319+102.1% | $52,425+13.0% | $82,448-28.1% |
| Participation rate | 24.5% | 46.9%-22.4pp | 55.6%-31.1pp | 68.1%-43.6pp |
| Annual return | 18.14% | 535.20%-517.1pp | 302.12%-284.0pp | 41.64%-23.5pp |
| Employer contribution / active EE | $583 | $586-0.6% | $914-36.3% | $2,551-77.2% |
| Participant deferral / active EE | $2,247 | $1,171+91.8% | $1,790+25.5% | $4,139-45.7% |
| Admin fee / account holder | $461 | $1,962-76.5% | $2,495-81.5% | $7,234-93.6% |