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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,241 | $28,624+107.0% | $53,647+10.4% | $82,637-28.3% |
| Participation rate | 24.5% | 47.3%-22.8pp | 56.3%-31.8pp | 68.1%-43.6pp |
| Annual return | 18.14% | 664.98%-646.8pp | 358.33%-340.2pp | 53.51%-35.4pp |
| Employer contribution / active EE | $583 | $637-8.5% | $962-39.4% | $2,552-77.2% |
| Participant deferral / active EE | $2,247 | $1,196+87.8% | $1,813+23.9% | $4,126-45.5% |
| Admin fee / account holder | $461 | $2,022-77.2% | $2,460-81.3% | $7,339-93.7% |