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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,832 | $29,736+124.8% | $56,033+19.3% | $80,935-17.4% |
| Participation rate | 17.6% | 41.7%-24.1pp | 52.5%-34.8pp | 67.7%-50.0pp |
| Annual return | 19.47% | 35.28%-15.8pp | 1711.38%-1691.9pp | 35.66%-16.2pp |
| Employer contribution / active EE | $494 | $671-26.4% | $1,041-52.5% | $2,757-82.1% |
| Participant deferral / active EE | $1,648 | $1,228+34.2% | $1,954-15.7% | $4,299-61.7% |
| Admin fee / account holder | $946 | $2,434-61.1% | $2,827-66.5% | $6,924-86.3% |