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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,285 | $129,737-64.3% | $119,126-61.1% | $154,746-70.1% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 16.44% | 379.08%-362.6pp | 282.11%-265.7pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,376 | $4,375-68.6% | $4,034-65.9% | $4,379-68.6% |
| Participant deferral / active EE | $2,054 | $5,842-64.8% | $5,318-61.4% | $6,730-69.5% |
| Admin fee / account holder | $1,363 | $11,961-88.6% | $10,693-87.3% | $14,365-90.5% |