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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,031 | $172,111+40.6% | $150,298+61.0% | $137,256+76.3% |
| Participation rate | 92.3% | 81.7%+10.6pp | 77.8%+14.5pp | 80.0%+12.3pp |
| Annual return | 19.57% | 69.37%-49.8pp | 62.79%-43.2pp | 220.34%-200.8pp |
| Employer contribution / active EE | $8,755 | $4,636+88.8% | $4,154+110.7% | $4,156+110.7% |
| Participant deferral / active EE | $10,372 | $6,166+68.2% | $5,453+90.2% | $6,407+61.9% |
| Admin fee / account holder | $44,709 | $16,471+171.4% | $14,116+216.7% | $12,270+264.4% |