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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,031 | $227,399+6.4% | $189,758+27.5% | $198,609+21.9% |
| Participation rate | 92.3% | 84.0%+8.3pp | 79.8%+12.5pp | 82.4%+9.9pp |
| Annual return | 19.57% | 61.03%-41.5pp | 52.62%-33.0pp | 202.70%-183.1pp |
| Employer contribution / active EE | $8,755 | $5,526+58.4% | $4,767+83.7% | $5,055+73.2% |
| Participant deferral / active EE | $10,372 | $6,837+51.7% | $5,856+77.1% | $6,977+48.7% |
| Admin fee / account holder | $44,709 | $25,162+77.7% | $20,388+119.3% | $19,030+134.9% |