Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,927 | $73,787-81.1% | $98,716-85.9% | $82,448-83.1% |
| Participation rate | 55.0% | 61.4%-6.4pp | 69.3%-14.3pp | 68.1%-13.1pp |
| Annual return | 11.93% | 18.57%-6.6pp | 31.81%-19.9pp | 41.64%-29.7pp |
| Employer contribution / active EE | $242 | $1,511-84.0% | $2,279-89.4% | $2,551-90.5% |
| Participant deferral / active EE | $2,256 | $3,081-26.8% | $4,048-44.3% | $4,139-45.5% |
| Admin fee / account holder | $2,177 | $6,500-66.5% | $8,703-75.0% | $7,234-69.9% |