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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,119 | $183,592-48.2% | $155,574-38.9% | $145,877-34.8% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 11.49% | 61.37%-49.9pp | 64.87%-53.4pp | 551.28%-539.8pp |
| Employer contribution / active EE | $1,459 | $5,317-72.6% | $4,676-68.8% | $4,663-68.7% |
| Participant deferral / active EE | $2,083 | $6,466-67.8% | $5,629-63.0% | $6,691-68.9% |
| Admin fee / account holder | $5,903 | $19,316-69.4% | $15,914-62.9% | $13,402-56.0% |