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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,561 | $156,616-28.1% | $133,346-15.6% | $198,609-43.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 17.97% | 44.25%-26.3pp | 36.85%-18.9pp | 202.70%-184.7pp |
| Employer contribution / active EE | $5,876 | $3,368+74.5% | $2,853+105.9% | $5,055+16.2% |
| Participant deferral / active EE | $4,829 | $4,920-1.8% | $4,332+11.5% | $6,977-30.8% |
| Admin fee / account holder | $2,154 | $17,468-87.7% | $14,264-84.9% | $19,030-88.7% |