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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,561 | $112,729-0.1% | $98,716+14.0% | $137,256-18.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 17.97% | 38.48%-20.5pp | 31.81%-13.8pp | 220.34%-202.4pp |
| Employer contribution / active EE | $5,876 | $2,725+115.6% | $2,279+157.9% | $4,156+41.4% |
| Participant deferral / active EE | $4,829 | $4,640+4.1% | $4,048+19.3% | $6,407-24.6% |
| Admin fee / account holder | $2,154 | $10,129-78.7% | $8,703-75.2% | $12,270-82.4% |