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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,276 | $183,592+29.2% | $155,574+52.5% | $145,877+62.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.55% | 61.37%-52.8pp | 64.87%-56.3pp | 551.28%-542.7pp |
| Employer contribution / active EE | $2,858 | $5,317-46.2% | $4,676-38.9% | $4,663-38.7% |
| Participant deferral / active EE | $31,866 | $6,466+392.8% | $5,629+466.1% | $6,691+376.3% |
| Admin fee / account holder | $8,169 | $19,316-57.7% | $15,914-48.7% | $13,402-39.0% |