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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,906 | $167,415+17.0% | $140,514+39.4% | $198,609-1.4% |
| Participation rate | 66.7% | 80.9%-14.2pp | 77.8%-11.1pp | 82.4%-15.7pp |
| Annual return | 16.40% | 13.85%+2.6pp | 14.36%+2.0pp | 202.70%-186.3pp |
| Employer contribution / active EE | $2,703 | $4,088-33.9% | $3,378-20.0% | $5,055-46.5% |
| Participant deferral / active EE | $7,222 | $5,579+29.5% | $4,919+46.8% | $6,977+3.5% |
| Admin fee / account holder | $24 | $16,730-99.9% | $13,697-99.8% | $19,030-99.9% |