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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,116 | $112,729+89.9% | $98,716+116.9% | $137,256+56.0% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.3%-19.3pp | 80.0%-30.0pp |
| Annual return | 22.07% | 38.48%-16.4pp | 31.81%-9.7pp | 220.34%-198.3pp |
| Employer contribution / active EE | $1,176 | $2,725-56.8% | $2,279-48.4% | $4,156-71.7% |
| Participant deferral / active EE | $15,461 | $4,640+233.2% | $4,048+282.0% | $6,407+141.3% |
| Admin fee / account holder | $442 | $10,129-95.6% | $8,703-94.9% | $12,270-96.4% |