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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,116 | $123,155+73.9% | $108,753+96.9% | $155,188+38.0% |
| Participation rate | 50.0% | 75.6%-25.6pp | 71.1%-21.1pp | 80.8%-30.8pp |
| Annual return | 22.07% | 44.73%-22.7pp | 37.47%-15.4pp | 148.84%-126.8pp |
| Employer contribution / active EE | $1,176 | $2,811-58.2% | $2,427-51.5% | $4,248-72.3% |
| Participant deferral / active EE | $15,461 | $4,623+234.4% | $4,115+275.7% | $6,531+136.7% |
| Admin fee / account holder | $442 | $12,126-96.4% | $10,320-95.7% | $14,480-96.9% |