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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,116 | $115,225+85.8% | $100,712+112.6% | $138,895+54.2% |
| Participation rate | 50.0% | 74.3%-24.3pp | 69.3%-19.3pp | 79.9%-29.9pp |
| Annual return | 22.07% | 40.35%-18.3pp | 33.27%-11.2pp | 145.39%-123.3pp |
| Employer contribution / active EE | $1,176 | $2,771-57.6% | $2,313-49.2% | $4,194-72.0% |
| Participant deferral / active EE | $15,461 | $4,699+229.0% | $4,085+278.5% | $6,396+141.7% |
| Admin fee / account holder | $442 | $10,844-95.9% | $9,256-95.2% | $12,562-96.5% |