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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,527 | $100,262+9.2% | $81,370+34.6% | $145,897-24.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 11.53% | 34.52%-23.0pp | 24.85%-13.3pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,931 | $2,979-35.2% | $2,464-21.6% | $4,663-58.6% |
| Participant deferral / active EE | $12,200 | $4,612+164.5% | $3,885+214.0% | $6,689+82.4% |
| Admin fee / account holder | $723 | $8,163-91.1% | $5,749-87.4% | $13,390-94.6% |