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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,606 | $183,516-92.0% | $155,534-90.6% | $145,884-90.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.54% | 61.43%-47.9pp | 64.92%-51.4pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,452 | $5,315-72.7% | $4,675-68.9% | $4,662-68.9% |
| Participant deferral / active EE | $2,590 | $6,467-59.9% | $5,630-54.0% | $6,690-61.3% |
| Admin fee / account holder | $475 | $19,293-97.5% | $15,900-97.0% | $13,392-96.5% |