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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,114 | $111,785-52.5% | $93,669-43.3% | $145,877-63.6% |
| Participation rate | 40.0% | 74.2%-34.2pp | 68.7%-28.7pp | 80.3%-40.3pp |
| Annual return | 16.72% | 203.79%-187.1pp | 133.59%-116.9pp | 551.28%-534.6pp |
| Employer contribution / active EE | $0 | $3,096-100.0% | $2,424-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,495 | $4,919-49.3% | $4,416-43.5% | $6,691-62.7% |
| Admin fee / account holder | $215 | $10,256-97.9% | $8,291-97.4% | $13,402-98.4% |