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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,662 | $213,785+5.6% | $185,441+21.7% | $155,188+45.4% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 14.31% | 19.97%-5.7pp | 20.16%-5.9pp | 148.84%-134.5pp |
| Employer contribution / active EE | $12,043 | $5,393+123.3% | $4,672+157.7% | $4,248+183.5% |
| Participant deferral / active EE | $12,700 | $6,864+85.0% | $6,152+106.5% | $6,531+94.5% |
| Admin fee / account holder | $1,966 | $21,134-90.7% | $17,890-89.0% | $14,480-86.4% |