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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,565 | $211,224-80.3% | $178,505-76.7% | $145,897-71.5% |
| Participation rate | 47.4% | 80.8%-33.5pp | 77.1%-29.7pp | 80.3%-32.9pp |
| Annual return | 12.81% | 30.28%-17.5pp | 27.16%-14.3pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,500 | $4,577-67.2% | $3,955-62.1% | $4,663-67.8% |
| Participant deferral / active EE | $2,465 | $6,966-64.6% | $6,280-60.7% | $6,689-63.1% |
| Admin fee / account holder | $4,792 | $12,109-60.4% | $10,428-54.0% | $13,390-64.2% |