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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,940 | $147,556-91.2% | $129,031-90.0% | $198,609-93.5% |
| Participation rate | 93.8% | 77.2%+16.5pp | 73.4%+20.4pp | 82.4%+11.4pp |
| Annual return | 8.00% | 37.41%-29.4pp | 34.67%-26.7pp | 202.70%-194.7pp |
| Employer contribution / active EE | $1,037 | $3,645-71.5% | $3,226-67.8% | $5,055-79.5% |
| Participant deferral / active EE | $3,009 | $5,760-47.7% | $5,217-42.3% | $6,977-56.9% |
| Admin fee / account holder | $2,037 | $15,467-86.8% | $13,208-84.6% | $19,030-89.3% |