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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,940 | $108,882-88.1% | $96,754-86.6% | $154,746-91.6% |
| Participation rate | 93.8% | 75.1%+18.7pp | 70.3%+23.5pp | 80.7%+13.0pp |
| Annual return | 8.00% | 98.39%-90.4pp | 82.04%-74.0pp | 172.34%-164.3pp |
| Employer contribution / active EE | $1,037 | $3,018-65.6% | $2,679-61.3% | $4,379-76.3% |
| Participant deferral / active EE | $3,009 | $5,323-43.5% | $4,758-36.8% | $6,730-55.3% |
| Admin fee / account holder | $2,037 | $10,200-80.0% | $8,905-77.1% | $14,365-85.8% |