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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,940 | $97,125-86.7% | $86,233-85.0% | $137,256-90.6% |
| Participation rate | 93.8% | 74.2%+19.6pp | 69.0%+24.7pp | 80.0%+13.8pp |
| Annual return | 8.00% | 74.19%-66.2pp | 61.39%-53.4pp | 220.34%-212.3pp |
| Employer contribution / active EE | $1,037 | $2,841-63.5% | $2,504-58.6% | $4,156-75.0% |
| Participant deferral / active EE | $3,009 | $5,180-41.9% | $4,559-34.0% | $6,407-53.0% |
| Admin fee / account holder | $2,037 | $9,725-79.1% | $8,342-75.6% | $12,270-83.4% |