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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,999 | $48,277-44.1% | $67,511-60.0% | $80,874-66.6% |
| Participation rate | 94.4% | 66.4%+28.1pp | 72.9%+21.6pp | 67.6%+26.8pp |
| Annual return | 32.48% | 18.27%+14.2pp | 3517.41%-3484.9pp | 35.62%-3.1pp |
| Employer contribution / active EE | $3,261 | $2,021+61.4% | $2,733+19.4% | $2,756+18.4% |
| Participant deferral / active EE | $4,983 | $2,926+70.3% | $4,000+24.6% | $4,297+16.0% |
| Admin fee / account holder | $481 | $3,687-87.0% | $3,999-88.0% | $6,935-93.1% |