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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,266 | $162,136-32.0% | $152,301-27.6% | $154,746-28.7% |
| Participation rate | 91.3% | 84.1%+7.2pp | 82.4%+8.9pp | 80.7%+10.6pp |
| Annual return | 19.54% | 91.02%-71.5pp | 80.50%-61.0pp | 172.34%-152.8pp |
| Employer contribution / active EE | $4,070 | $4,890-16.8% | $4,624-12.0% | $4,379-7.1% |
| Participant deferral / active EE | $7,300 | $8,341-12.5% | $8,004-8.8% | $6,730+8.5% |
| Admin fee / account holder | $4,366 | $15,759-72.3% | $14,398-69.7% | $14,365-69.6% |