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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,266 | $196,972-44.0% | $182,262-39.5% | $198,609-44.5% |
| Participation rate | 91.3% | 85.7%+5.6pp | 84.2%+7.1pp | 82.4%+8.9pp |
| Annual return | 19.54% | 158.27%-138.7pp | 140.60%-121.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $4,070 | $5,364-24.1% | $5,046-19.3% | $5,055-19.5% |
| Participant deferral / active EE | $7,300 | $8,643-15.5% | $8,276-11.8% | $6,977+4.6% |
| Admin fee / account holder | $4,366 | $18,429-76.3% | $16,712-73.9% | $19,030-77.1% |