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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,943 | $102,422-74.7% | $147,117-82.4% | $80,959-68.0% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 20.94% | 135.16%-114.2pp | 420.54%-399.6pp | 35.67%-14.7pp |
| Employer contribution / active EE | $3,574 | $3,717-3.9% | $4,932-27.5% | $2,757+29.6% |
| Participant deferral / active EE | $5,659 | $6,652-14.9% | $8,065-29.8% | $4,300+31.6% |
| Admin fee / account holder | $4,788 | $7,953-39.8% | $12,993-63.2% | $6,925-30.9% |