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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,748 | $183,627+18.0% | $155,602+39.3% | $145,978+48.5% |
| Participation rate | 64.7% | 82.7%-18.0pp | 78.2%-13.5pp | 80.3%-15.6pp |
| Annual return | 12.11% | 61.32%-49.2pp | 64.81%-52.7pp | 550.52%-538.4pp |
| Employer contribution / active EE | $3,218 | $5,316-39.5% | $4,675-31.2% | $4,662-31.0% |
| Participant deferral / active EE | $9,408 | $6,466+45.5% | $5,629+67.1% | $6,690+40.6% |
| Admin fee / account holder | $37 | $19,327-99.8% | $15,923-99.8% | $13,400-99.7% |