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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,031 | $117,846-10.9% | $102,434+2.5% | $145,884-28.0% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 12.21% | 31.90%-19.7pp | 29.46%-17.2pp | 551.85%-539.6pp |
| Employer contribution / active EE | $2,837 | $3,615-21.5% | $3,023-6.2% | $4,662-39.2% |
| Participant deferral / active EE | $6,978 | $5,733+21.7% | $5,055+38.0% | $6,690+4.3% |
| Admin fee / account holder | $458 | $13,356-96.6% | $9,462-95.2% | $13,392-96.6% |