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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,771 | $154,228+71.7% | $145,433+82.1% | $137,256+92.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.34% | 74.59%-56.2pp | 66.58%-48.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $6,513 | $4,804+35.6% | $4,554+43.0% | $4,156+56.7% |
| Participant deferral / active EE | $20,132 | $8,216+145.0% | $7,897+154.9% | $6,407+214.2% |
| Admin fee / account holder | $1,913 | $14,344-86.7% | $13,129-85.4% | $12,270-84.4% |