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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,393 | $100,970+76.7% | $96,576+84.7% | $137,256+30.0% |
| Participation rate | 90.0% | 82.6%+7.4pp | 81.4%+8.6pp | 80.0%+10.0pp |
| Annual return | 11.02% | 38.16%-27.1pp | 38.47%-27.5pp | 220.34%-209.3pp |
| Employer contribution / active EE | $4,444 | $3,809+16.7% | $3,553+25.1% | $4,156+6.9% |
| Participant deferral / active EE | $4,536 | $8,286-45.3% | $7,956-43.0% | $6,407-29.2% |
| Admin fee / account holder | $8,162 | $11,312-27.8% | $11,381-28.3% | $12,270-33.5% |