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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,488 | $114,013-89.9% | $103,693-88.9% | $155,188-92.6% |
| Participation rate | 87.5% | 75.2%+12.3pp | 72.6%+14.9pp | 80.8%+6.7pp |
| Annual return | 17.06% | 49.31%-32.2pp | 47.61%-30.5pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,532 | $3,131-51.1% | $2,920-47.6% | $4,248-63.9% |
| Participant deferral / active EE | $1,705 | $4,970-65.7% | $4,579-62.8% | $6,531-73.9% |
| Admin fee / account holder | $960 | $8,407-88.6% | $7,858-87.8% | $14,480-93.4% |