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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,240 | $123,155+130.0% | $108,753+160.4% | $155,188+82.5% |
| Participation rate | 90.9% | 75.6%+15.3pp | 71.1%+19.8pp | 80.8%+10.1pp |
| Annual return | 9.57% | 44.73%-35.2pp | 37.47%-27.9pp | 148.84%-139.3pp |
| Employer contribution / active EE | $2,388 | $2,811-15.1% | $2,427-1.6% | $4,248-43.8% |
| Participant deferral / active EE | $5,754 | $4,623+24.5% | $4,115+39.8% | $6,531-11.9% |
| Admin fee / account holder | $1,210 | $12,126-90.0% | $10,320-88.3% | $14,480-91.6% |