Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,848 | $289,211-92.4% | $260,467-91.6% | $198,609-89.0% |
| Participation rate | 53.3% | 83.1%-29.8pp | 80.5%-27.1pp | 82.4%-29.0pp |
| Annual return | 17.03% | 112.90%-95.9pp | 100.60%-83.6pp | 202.70%-185.7pp |
| Employer contribution / active EE | $0 | $4,663-100.0% | $4,239-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,474 | $6,812-63.7% | $6,319-60.9% | $6,977-64.5% |
| Admin fee / account holder | $1,127 | $16,236-93.1% | $15,461-92.7% | $19,030-94.1% |