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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,757 | $112,729-18.6% | $98,716-7.0% | $137,256-33.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.49% | 38.48%-23.0pp | 31.81%-16.3pp | 220.34%-204.8pp |
| Employer contribution / active EE | $4,935 | $2,725+81.1% | $2,279+116.6% | $4,156+18.7% |
| Participant deferral / active EE | $5,744 | $4,640+23.8% | $4,048+41.9% | $6,407-10.4% |
| Admin fee / account holder | $3,423 | $10,129-66.2% | $8,703-60.7% | $12,270-72.1% |