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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,670 | $111,878-33.3% | $93,727-20.3% | $145,897-48.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.56% | 204.28%-189.7pp | 133.83%-119.3pp | 552.29%-537.7pp |
| Employer contribution / active EE | $4,453 | $3,092+44.0% | $2,421+83.9% | $4,663-4.5% |
| Participant deferral / active EE | $6,368 | $4,920+29.4% | $4,417+44.2% | $6,689-4.8% |
| Admin fee / account holder | $7,647 | $10,256-25.4% | $8,292-7.8% | $13,390-42.9% |