Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,938 | $58,868-76.3% | $191,597-92.7% | $64,097-78.3% |
| Participation rate | 54.5% | 50.0%+4.5pp | 76.9%-22.4pp | 55.2%-0.6pp |
| Annual return | 17.15% | 31.54%-14.4pp | 27.07%-9.9pp | 34.64%-17.5pp |
| Employer contribution / active EE | $1,464 | $2,243-34.7% | $5,025-70.9% | $1,891-22.6% |
| Participant deferral / active EE | $1,968 | $3,724-47.1% | $6,850-71.3% | $3,080-36.1% |
| Admin fee / account holder | $2,393 | $4,871-50.9% | $22,799-89.5% | $3,454-30.7% |