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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,030 | $102,385-11.1% | $147,080-38.1% | $80,935+12.5% |
| Participation rate | 74.7% | 75.9%-1.1pp | 82.2%-7.5pp | 67.7%+7.1pp |
| Annual return | 46.54% | 135.09%-88.6pp | 420.17%-373.6pp | 35.66%+10.9pp |
| Employer contribution / active EE | $2,650 | $3,717-28.7% | $4,933-46.3% | $2,757-3.9% |
| Participant deferral / active EE | $5,378 | $6,651-19.1% | $8,066-33.3% | $4,299+25.1% |
| Admin fee / account holder | $2,677 | $7,951-66.3% | $12,989-79.4% | $6,924-61.3% |