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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,282 | $96,731-85.2% | $123,973-88.5% | $86,983-83.6% |
| Participation rate | 66.7% | 70.0%-3.4pp | 76.7%-10.0pp | 69.5%-2.9pp |
| Annual return | 18.18% | 17.33%+0.9pp | 388.13%-369.9pp | 25.83%-7.7pp |
| Employer contribution / active EE | $1,174 | $3,297-64.4% | $4,126-71.5% | $2,584-54.6% |
| Participant deferral / active EE | $2,855 | $4,152-31.2% | $5,247-45.6% | $4,194-31.9% |
| Admin fee / account holder | $290 | $8,722-96.7% | $11,799-97.5% | $7,856-96.3% |