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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,938 | $106,749-35.4% | $145,433-52.6% | $82,448-16.4% |
| Participation rate | 95.7% | 75.6%+20.0pp | 82.1%+13.5pp | 68.1%+27.6pp |
| Annual return | 128.23% | 27.59%+100.6pp | 66.58%+61.7pp | 41.64%+86.6pp |
| Employer contribution / active EE | $1,847 | $3,444-46.4% | $4,554-59.4% | $2,551-27.6% |
| Participant deferral / active EE | $3,465 | $6,519-46.8% | $7,897-56.1% | $4,139-16.3% |
| Admin fee / account holder | $3,430 | $8,390-59.1% | $13,129-73.9% | $7,234-52.6% |