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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,214 | $160,028-80.5% | $147,080-78.8% | $145,884-78.6% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 13.38% | 98.60%-85.2pp | 420.17%-406.8pp | 551.85%-538.5pp |
| Employer contribution / active EE | $2,034 | $5,286-61.5% | $4,933-58.8% | $4,662-56.4% |
| Participant deferral / active EE | $4,796 | $8,422-43.0% | $8,066-40.5% | $6,690-28.3% |
| Admin fee / account holder | $1,918 | $15,030-87.2% | $12,989-85.2% | $13,392-85.7% |