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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,214 | $160,040-80.5% | $147,096-78.8% | $145,877-78.6% |
| Participation rate | 44.4% | 84.0%-39.6pp | 82.2%-37.7pp | 80.3%-35.9pp |
| Annual return | 13.38% | 98.49%-85.1pp | 419.75%-406.4pp | 551.28%-537.9pp |
| Employer contribution / active EE | $2,034 | $5,289-61.6% | $4,936-58.8% | $4,663-56.4% |
| Participant deferral / active EE | $4,796 | $8,429-43.1% | $8,071-40.6% | $6,691-28.3% |
| Admin fee / account holder | $1,918 | $15,050-87.3% | $13,005-85.3% | $13,402-85.7% |