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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,823 | $173,397-67.2% | $135,987-58.2% | $145,877-61.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 11.54% | 1166.18%-1154.6pp | 580.01%-568.5pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,122 | $5,281-59.8% | $4,214-49.6% | $4,663-54.5% |
| Participant deferral / active EE | $17,909 | $8,710+105.6% | $7,027+154.9% | $6,691+167.7% |
| Admin fee / account holder | $870 | $9,663-91.0% | $6,716-87.0% | $13,402-93.5% |