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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,491 | $165,584-56.8% | $142,942-50.0% | $137,256-47.9% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 38.46% | 164.22%-125.8pp | 113.70%-75.2pp | 220.34%-181.9pp |
| Employer contribution / active EE | $2,339 | $4,725-50.5% | $4,139-43.5% | $4,156-43.7% |
| Participant deferral / active EE | $12,952 | $8,194+58.1% | $7,128+81.7% | $6,407+102.2% |
| Admin fee / account holder | $638 | $16,167-96.1% | $12,475-94.9% | $12,270-94.8% |