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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,823 | $168,626-66.3% | $133,698-57.5% | $145,897-61.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.4%+23.6pp | 80.3%+19.7pp |
| Annual return | 11.54% | 1168.99%-1157.5pp | 580.90%-569.4pp | 552.29%-540.8pp |
| Employer contribution / active EE | $2,122 | $5,290-59.9% | $4,218-49.7% | $4,663-54.5% |
| Participant deferral / active EE | $17,909 | $8,688+106.1% | $7,016+155.3% | $6,689+167.7% |
| Admin fee / account holder | $870 | $9,638-91.0% | $6,703-87.0% | $13,390-93.5% |