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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,621 | $178,174-44.1% | $156,181-36.2% | $137,256-27.4% |
| Participation rate | 68.2% | 82.0%-13.9pp | 78.8%-10.6pp | 80.0%-11.8pp |
| Annual return | 12.89% | 84.19%-71.3pp | 64.87%-52.0pp | 220.34%-207.5pp |
| Employer contribution / active EE | $3,659 | $4,972-26.4% | $4,294-14.8% | $4,156-12.0% |
| Participant deferral / active EE | $8,842 | $6,888+28.4% | $6,132+44.2% | $6,407+38.0% |
| Admin fee / account holder | $60,044 | $17,404+245.0% | $14,586+311.7% | $12,270+389.3% |