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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,688 | $110,410+50.1% | $102,437+61.7% | $145,897+13.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.95% | 24.85%-17.9pp | 24.95%-18.0pp | 552.29%-545.3pp |
| Employer contribution / active EE | $3,536 | $4,217-16.2% | $3,871-8.6% | $4,663-24.2% |
| Participant deferral / active EE | $31,250 | $5,622+455.9% | $5,060+517.6% | $6,689+367.2% |
| Admin fee / account holder | $1,208 | $9,745-87.6% | $8,388-85.6% | $13,390-91.0% |