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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,760 | $172,111-43.8% | $150,298-35.6% | $137,256-29.5% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 18.27% | 69.37%-51.1pp | 62.79%-44.5pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,175 | $4,636-53.1% | $4,154-47.6% | $4,156-47.7% |
| Participant deferral / active EE | $10,458 | $6,166+69.6% | $5,453+91.8% | $6,407+63.2% |
| Admin fee / account holder | $2,215 | $16,471-86.6% | $14,116-84.3% | $12,270-82.0% |