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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,760 | $185,312-47.8% | $161,489-40.1% | $154,746-37.5% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 18.27% | 103.84%-85.6pp | 89.72%-71.4pp | 172.34%-154.1pp |
| Employer contribution / active EE | $2,175 | $4,769-54.4% | $4,268-49.0% | $4,379-50.3% |
| Participant deferral / active EE | $10,458 | $6,350+64.7% | $5,630+85.8% | $6,730+55.4% |
| Admin fee / account holder | $2,215 | $18,654-88.1% | $16,006-86.2% | $14,365-84.6% |