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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,724 | $129,737-84.8% | $119,126-83.4% | $154,746-87.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 21.09% | 379.08%-358.0pp | 282.11%-261.0pp | 172.34%-151.3pp |
| Employer contribution / active EE | $2,042 | $4,375-53.3% | $4,034-49.4% | $4,379-53.4% |
| Participant deferral / active EE | $4,317 | $5,842-26.1% | $5,318-18.8% | $6,730-35.9% |
| Admin fee / account holder | $3,446 | $11,961-71.2% | $10,693-67.8% | $14,365-76.0% |