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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,487 | $156,398-77.9% | $147,318-76.6% | $138,895-75.2% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 17.27% | 78.75%-61.5pp | 70.43%-53.2pp | 145.39%-128.1pp |
| Employer contribution / active EE | $3,218 | $4,853-33.7% | $4,593-29.9% | $4,194-23.3% |
| Participant deferral / active EE | $8,158 | $8,237-1.0% | $7,906+3.2% | $6,396+27.5% |
| Admin fee / account holder | $5,645 | $14,976-62.3% | $13,708-58.8% | $12,562-55.1% |