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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,923 | $180,749+155.0% | $160,784+186.7% | $137,256+235.8% |
| Participation rate | 93.3% | 80.0%+13.4pp | 77.0%+16.4pp | 80.0%+13.4pp |
| Annual return | 14.97% | 2234.46%-2219.5pp | 1803.92%-1789.0pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,542 | $4,155-38.8% | $3,733-31.9% | $4,156-38.8% |
| Participant deferral / active EE | $17,458 | $6,844+155.1% | $6,293+177.4% | $6,407+172.5% |
| Admin fee / account holder | $439 | $10,397-95.8% | $9,717-95.5% | $12,270-96.4% |