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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,682 | $211,224+94.9% | $178,505+130.6% | $145,897+182.2% |
| Participation rate | 92.9% | 80.8%+12.0pp | 77.1%+15.7pp | 80.3%+12.6pp |
| Annual return | 14.86% | 30.28%-15.4pp | 27.16%-12.3pp | 552.29%-537.4pp |
| Employer contribution / active EE | $2,525 | $4,577-44.8% | $3,955-36.2% | $4,663-45.9% |
| Participant deferral / active EE | $17,274 | $6,966+148.0% | $6,280+175.1% | $6,689+158.2% |
| Admin fee / account holder | $393 | $12,109-96.8% | $10,428-96.2% | $13,390-97.1% |