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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,469 | $183,627+15.2% | $155,602+35.9% | $145,978+44.9% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 11.49% | 61.32%-49.8pp | 64.81%-53.3pp | 550.52%-539.0pp |
| Employer contribution / active EE | $1,640 | $5,316-69.2% | $4,675-64.9% | $4,662-64.8% |
| Participant deferral / active EE | $5,153 | $6,466-20.3% | $5,629-8.4% | $6,690-23.0% |
| Admin fee / account holder | $1,026 | $19,327-94.7% | $15,923-93.6% | $13,400-92.3% |