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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,613 | $172,111-24.7% | $150,298-13.8% | $137,256-5.6% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 14.07% | 69.37%-55.3pp | 62.79%-48.7pp | 220.34%-206.3pp |
| Employer contribution / active EE | $5,032 | $4,636+8.5% | $4,154+21.1% | $4,156+21.1% |
| Participant deferral / active EE | $8,637 | $6,166+40.1% | $5,453+58.4% | $6,407+34.8% |
| Admin fee / account holder | $5,684 | $16,471-65.5% | $14,116-59.7% | $12,270-53.7% |