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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,342 | $111,814-21.9% | $103,374-15.5% | $145,959-40.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.59% | 24.77%-16.2pp | 24.89%-16.3pp | 561.95%-553.4pp |
| Employer contribution / active EE | $11,510 | $4,214+173.2% | $3,869+197.5% | $4,661+147.0% |
| Participant deferral / active EE | $13,961 | $5,618+148.5% | $5,058+176.0% | $6,689+108.7% |
| Admin fee / account holder | $437 | $9,754-95.5% | $8,394-94.8% | $13,398-96.7% |