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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,342 | $110,410-20.9% | $102,437-14.7% | $145,897-40.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.59% | 24.85%-16.3pp | 24.95%-16.4pp | 552.29%-543.7pp |
| Employer contribution / active EE | $11,510 | $4,217+172.9% | $3,871+197.4% | $4,663+146.9% |
| Participant deferral / active EE | $13,961 | $5,622+148.4% | $5,060+175.9% | $6,689+108.7% |
| Admin fee / account holder | $437 | $9,745-95.5% | $8,388-94.8% | $13,390-96.7% |