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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,766 | $184,014-1.2% | $161,149+12.8% | $138,895+30.9% |
| Participation rate | 75.0% | 82.1%-7.1pp | 78.8%-3.8pp | 79.9%-4.9pp |
| Annual return | 11.88% | 21.52%-9.6pp | 21.16%-9.3pp | 145.39%-133.5pp |
| Employer contribution / active EE | $3,390 | $5,055-33.0% | $4,360-22.3% | $4,194-19.2% |
| Participant deferral / active EE | $13,885 | $6,909+101.0% | $6,153+125.6% | $6,396+117.1% |
| Admin fee / account holder | $3,504 | $18,027-80.6% | $15,194-76.9% | $12,562-72.1% |