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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,338 | $106,864-73.5% | $147,318-80.8% | $82,637-65.7% |
| Participation rate | 84.5% | 75.5%+9.0pp | 82.1%+2.5pp | 68.1%+16.5pp |
| Annual return | 16.80% | 27.49%-10.7pp | 70.43%-53.6pp | 53.51%-36.7pp |
| Employer contribution / active EE | $1,408 | $3,417-58.8% | $4,593-69.4% | $2,552-44.8% |
| Participant deferral / active EE | $5,740 | $6,496-11.6% | $7,906-27.4% | $4,126+39.1% |
| Admin fee / account holder | $2,880 | $8,415-65.8% | $13,708-79.0% | $7,339-60.8% |