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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,465 | $227,291-67.7% | $214,702-65.8% | $155,188-52.7% |
| Participation rate | 62.5% | 88.0%-25.5pp | 87.5%-25.0pp | 80.8%-18.3pp |
| Annual return | 19.40% | 60.08%-40.7pp | 54.55%-35.2pp | 148.84%-129.4pp |
| Employer contribution / active EE | $3,105 | $6,772-54.2% | $6,461-51.9% | $4,248-26.9% |
| Participant deferral / active EE | $4,029 | $9,582-58.0% | $9,147-56.0% | $6,531-38.3% |
| Admin fee / account holder | $1,710 | $20,413-91.6% | $19,830-91.4% | $14,480-88.2% |