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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,465 | $212,386-65.4% | $199,883-63.2% | $138,895-47.1% |
| Participation rate | 62.5% | 87.4%-24.9pp | 86.8%-24.3pp | 79.9%-17.4pp |
| Annual return | 19.40% | 47.75%-28.4pp | 43.81%-24.4pp | 145.39%-126.0pp |
| Employer contribution / active EE | $3,105 | $6,625-53.1% | $6,261-50.4% | $4,194-26.0% |
| Participant deferral / active EE | $4,029 | $9,617-58.1% | $9,138-55.9% | $6,396-37.0% |
| Admin fee / account holder | $1,710 | $18,233-90.6% | $17,268-90.1% | $12,562-86.4% |