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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,149 | $81,446+24.2% | $103,374-2.2% | $80,874+25.1% |
| Participation rate | 60.7% | 66.9%-6.1pp | 74.5%-13.8pp | 67.6%-6.9pp |
| Annual return | 12.58% | 25.57%-13.0pp | 24.89%-12.3pp | 35.62%-23.0pp |
| Employer contribution / active EE | $1,253 | $3,107-59.7% | $3,869-67.6% | $2,756-54.5% |
| Participant deferral / active EE | $1,990 | $3,870-48.6% | $5,058-60.7% | $4,297-53.7% |
| Admin fee / account holder | $10,812 | $6,715+61.0% | $8,394+28.8% | $6,935+55.9% |