Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,831 | $80,705-91.5% | $115,768-94.1% | $67,986-90.0% |
| Participation rate | 48.8% | 63.0%-14.1pp | 74.4%-25.6pp | 57.2%-8.4pp |
| Annual return | 20.33% | 18.49%+1.8pp | 100.46%-80.1pp | 31.67%-11.3pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $2,940-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $807 | $3,559-77.3% | $4,917-83.6% | $3,358-76.0% |
| Admin fee / account holder | $732 | $4,135-82.3% | $12,439-94.1% | $3,203-77.1% |